Your business is your livelihood


protect it with a comprehensive risk management program.


You face problems, challenges, and risks that are unique to your business, and you need an advisor that has the expertise to guide you through critical decisions.

We too are business owners, so we know the importance of protecting your assets.

We adVIse you like we would for our own business.



“I’ve always known properly written insurance policies were an important part of protecting my business. But Stephanie and the HT team have opened my eyes to the true total cost of risk, and all of the many methods for managing it in addition to insurance. They are proactive and strategic thinkers, true partners that have helped me and my business in more ways than I can count.”
— Leigh Ann Hogan, CFO, Cherokee Fabrication
“Their concern not only for our firm but also for the people in our buildings that were directly impacted was very much appreciated by all. It showed that first and foremost, Mr. Childs and the Hutchinson Traylor organization had the best interest of all involved. We thank them for a job well done!”
— Randolph J. Schmidt, COO, Allen Development Group, INC.


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Insurance policies are only one way to manage your risk.

Our team develops a comprehensive risk management Strategy for your organization, which includes:


• Risk Assessment & Loss Control

• Safety Guidance

• Compliance & Regulatory Support

• In-house Claims Management


• Risk Performance Analytics & Benchmarking

• Contract Analysis

• Merger & Acquisition Due Diligence

• Alternative Risk Financing / Third Party Administration

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Fierce Advocacy

From risk assessment, to quote, to claim, we are there with you every step of the way.

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Thoughtful Counsel

With us you get more than a policy. We become part of your management team, a trust advisor like your attorney or CPA.

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Unparalleled Expertise

We customize solutions to meet your goals using our vast resources and deep industry relationships.


Essential coverage for your organization

Basic property and casualty insurance is the first step.

Then we add the coverage you need to help your organization thrive regardless of what threats arise.


business owners policy


equipment coverage

• Including Breakdown


business automobile


employee dishonesty • crime • fidelity


business interruption


General Liability


Property & DIC




worker’s compensation


Executive Liability

Directors & Officers Liability • Employment Practices Liability • Fiduciary Liability • Cyber Liability • Data Breach • Network Disruption


Beyond the Basics:

We customize your insurance program with the unique coverage your business needs:

  • Aviation

  • Bailees Coverage

  • Bonds

  • Cargo

  • Dealers blanket coverage

  • Environmental Liability

  • Earthquake Coverage

  • Flood Coverage

  • Garage Liability

  • Garage Keepers Coverage

  • Intellectual Property Liability

  • International Liability

  • International Worker’s Compensation

  • Professional Liability and Errors & Omissions

  • Sexual Abuse & Molestation Coverage

  • Tenant Liability Coverage

  • Trade Credit

  • Trucking

  • And much, much more…

We care about your success as a business owner. Nothing makes us happier than seeing a customer’s confidence and peace of mind after assisting them through an important business decision.
— Wesley Smith, President & CEO

Your business is too important for anything less.