Did you know that your apartment is not covered by your landlord's policy?
Isn't my apartment covered under my landlord's policy?
No, the landlord's insurance covers damage to the building and the landlord's property, not your personal property or liability. Plus, you may be liable for damage to the building if it is your fault. If you go out and leave the stove on and an ensuing fire causes extensive damage to the entire building, you may be held liable to the landlord.
